Implementing the CLASS Act Six decisions for the Secretary of Health and Human Services

By Joshua Wiener

This policy brief analyzes some of the major issues that must be decided in implementing the CLASS Act insurance program: How can adverse selection be prevented? What should actuaries assume in setting insurance premiums? What level of disability should be required to receive benefits? How will eligibility for benefits be determined? How much will the benefits be and what can they be used for? What should be the relationship between the CLASS insurance program and private long-term care insurance?


Wiener, J. (2010). Implementing the CLASS Act: Six decisions for the Secretary of Health and Human Services. (RTI Press Publication No. PB-0002-1009). Research Triangle Park, NC: RTI Press.

© 2019 RTI International. This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.


Joshua WienerJoshua M. Wiener, PhD, is a Distinguished Fellow and program director for Aging, Disability, and Long-Term Care at RTI International.

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